Surrogate Compensation & Support
Becoming a surrogate in IMA ART Fertility’s Luxury Surrogacy program means embarking on a profoundly valuable journey—where your dedication, empathy, and courage are honored every step of the way. We believe surrogacy deserves more than a standard payout—it deserves a tailored compensation and support plan that reflects your unique needs, your commitment to the families you’re helping, and your right to feel fully supported.
At IMA ART Fertility, every surrogate is recognized as an individual, and compensation is designed to reflect that. The figures shown below are based on what we ask our intended parents to provide in support—final details are confirmed after your meeting with the intended parents and the surrogate legal agreement.
These are not guaranteed, but reflect our co-founders Michelle Tang & Ron Sonnenberg's commitment to advocating for your well-being.
Physical
At IMA ART Fertility, every surrogate is recognized as an individual, and compensation is designed to reflect that. The figures shown below are based on what we ask our intended parents to provide in support—final details are confirmed after your meeting with the intended parents and the surrogate legal agreement.
These are not guaranteed, but reflect our co-founders Michelle Tang & Ron Sonnenberg's commitment to advocating for your well-being.
Personalized Compensation Beyond a “Standard Base”
Psychological
Each surrogate journey is different—and should be compensated accordingly. That’s why we avoid a one-size-fits-all model in favor of individualized base compensation pay packages that consider:
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Your experience, lifestyle considerations, and individual needs
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The cost of caregiving and any adjustments required during pregnancy
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Reducing financial stress so you can focus on what truly matters
Depending on these factors, and in collaboration with IMA ART’s co-founders, your base compensation may reach up to $95,000, paid out over ten monthly installments.
Social
Robust Insurance Coverage & Reimbursements
We recognize pregnancy brings physical and emotional risk. For your and your families well-being - especially your children. IMA ART makes sure you’re supported in every way:
Insurance Protections subject to underwriting
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IVF Cycle Complications Insurance: Up to $250,000 maximum benefit amount, includes $100,000 Accidental Paralysis coverage and $100,000 Accidental Death coverage
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18‑Month Accidental Death Insurance: In rare cases of the accidental death of a surrogate, up to $550,000 in coverage is paid to her family.
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Total Permanent Disability Insurance: Up to $250,000 maximum benefits
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Loss of Reproductive Organs Insurance: Between $5,000 and $10,000 is paid to the surrogate mother if she loses any of her reproductive organs in the course of the IVF treatment, medical procedures, pregnancy or delivery.
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Maternity Care Insurance: $250,000 in-network coverage
Reimbursable scenario-based allowances (optional, surrogacy agreement dependent):
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Mock-cycle procedures
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Invasive procedures or medically recommended selective reductions
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Ectopic or other medical complications
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Breast milk pumping (if agreed upon with intended parents)
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Lost wages, travel, childcare, and more—detailed in your Surrogacy Agreement
Discover more about becoming a surrogate
Psychological & Emotional Support for our surrogates
Surrogacy is an emotional journey as much as a physical one. That’s why we include ongoing access to a Clinical Psychologist (PhD/PsyD)—available before embryo transfer, throughout pregnancy, and into postpartum—to support your transitions and ensure emotional health.
Surrogate Candidate Medical Screening
At IMA ART Fertility, you will receive a one-time compensation of $500 for a Surrogate Candidate Medical Screening regardless of the outcome.
Surrogate Candidate Legal Confirmation
A surrogate at IMA ART Fertility is entitled to a $500 Surrogate Candidate Legal Confirmation fee once she is matched with intended parents, whether a couple or individual.
Monthly Expense Allowance
This $460 monthly allowance — for 12 months — for surrogate mothers is paid throughout the duration of the pregnancy. This typically ends after childbirth.
Injectable Medical Allowance
This $500 is payable to the surrogate within seven days after medication commences for embryo transfer.
Embryo Transfer Allowance
You will be paid this $800 allowance every time an embryo is transferred in each cycle.
In instances where the transfer is canceled, a Canceled or Dropped Embryo Transfer fee is given. A one-time payment of $750 is made to the surrogate — this is paid in the event injectable medications have commenced and the transfer is canceled due to no fault of the surrogate.
Housekeeping
It’s difficult to keep up with day-to-day household chores while pregnant, particularly if the doctor puts you on bedrest. Subject to the Surrogacy Agreement with the intended parents, IMA ART Fertility surrogates are entitled to $100/week to be used toward housekeeping. This is paid once pregnancy is confirmed with a fetal heartbeat ultrasound and will continue for one month after the delivery. At IMA ART, we want our surrogates to have a stress-free journey and we realize every little bit helps.
Maternity Clothing Allowance
This allowance is $1100 for a single fetus pregnancy and $1500 for multiples, and it’s paid 12 weeks after the embryo transfer. It’s intended to help you update your wardrobe as your body shape changes during pregnancy. Our goal is to help you be as comfortable as possible and feel your best during your surrogacy.
Variable Reimbursements
These reimbursements are subject to the Surrogacy Agreement with the intended parents. They include:
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Mock Cycle Allowance
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Canceled or Dropped Embryo Transfer Allowance
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Ectopic Pregnancy
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Invasive Procedure Inconvenience Fee
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Selective Reduction for Termination or Dilation and Evacuation (D&E) at or After the 13th Gestational Week
Additional Benefits and Reimbursements
While surrogates are entitled to our high base surrogate mother compensation and other payments, our surrogates receive additional benefits and reimbursements to help ensure they have a comfortable, rewarding surrogacy experience.
Let’s take a closer look at the compensation we’ve mentioned as well as other benefits and reimbursements.
Surrogate base compensation and benefits are subject to the Surrogacy Agreement to be entered into between matched intended parent(s) and surrogate.
Ask us about these surrogate compensation plans. We won’t disappoint you.
Surrogate Compensation
Frequently Asked Questions
Here are answers to common questions about surrogate compensation. If you have questions about surrogacy that we didn’t cover here, see our main FAQs for parents and surrogates.
How much do surrogates make?
With IMAART, base compensation may reach $95,000, plus allowances, insurance benefits, and reimbursements—regardless of whether you’re a first-time or experienced surrogate, and regardless of your location.
Does compensation differ by state or experience?
We believe pregnancy challenges aren't region-specific. You receive equal compensation regardless of where you live or your previous surrogacy experience.
What if something goes wrong, such as a miscarriage?
You’re paid per milestone. If a pregnancy cannot continue, you will receive all payments up to that point.
Do I have flexibility with delivery method?
Yes. Delivery is determined collaboratively by you, your OBGYN, and the intended parents—unless medical history requires specific care.
What about multiples?
If a multiple pregnancy occurs, you will receive additional compensation, and any decision about selective reduction will be supported by medical guidance.
What happens to breast milk after delivery?
If agreed upon beforehand, pumping breast milk can be incorporated into your surrogate agreement—and you’ll be compensated accordingly.
Why Choose IMA ART's Luxury Surrogacy Program?
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Equitable compensation up to $95K
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Intended parents select generous packages, supporting your value
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You choose the match, as much as the intended parents choose you -empowering, transparent partnerships
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Co-founder level access - you’ll connect directly with Co-Founders Michelle Tang and Ron Sonnenberg via our private app, 7-days per week because pregnancy does not take the weekend off
Next Steps
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Reach out for a confidential screening with our co-founders Michelle Tang and Ron Sonnenberg.
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Match with kind, considerate intended parents
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Tailor your compensation package with transparent terms
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Begin your surrogacy journey, fully supported at every milestone
Base Compensation at a Glance
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Up to $95,000 total
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Paid monthly at ~10% of the total package once pregnancy is confirmed by fetal heartbeat
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Final payment is typically disbursed within 4 to 6 weeks after delivery
Additional Allowances & Payment Schedule.
To help reduce financial uncertainty, your earnings are structured around key milestones:
Medical Screening Clearance Fee: $500 - One-time, after official medical screening results are issued
Legal Agreement Confirmation: $500 - One-time, after surrogacy agreement is signed and legal confirmation is issued
Injectable Medication Allowance: $500 - Within 7 days of starting injectable embryo transfer medications, per embryo transfer cycle
Embryo Transfer Allowance: $800 - Within 7 days after embryo transfer, per transfer
Canceled Transfer (post-medications): $750 - If the cycle is cancelled due to no fault of surrogate candidate after starting injectable medication.
Monthly Expense Allowance: $460/month - After signing of surrogacy agreement, up to 12 months
Housekeeping: $100/week - From heartbeat confirmation to 1 month postpartum
Maternity Clothing Allowance: $1,100 - 12 weeks after the embryo transfer. $1,500 for multiples
